Estimate how much rental default insurance costs, and whether it pays off against the rent it protects.
You protect 22.2× the annual premium in insured rent.
Enter the tenant's monthly income to see the effort ratio and an indicative solvency signal.
The final price depends on the insurer, coverage months, deductible, guarantees included, and the tenant's solvency.
Taking out the policy usually requires a tenant solvency study by the insurer.
The price usually ranges between 3.5% and 6% of annual rent, averaging around 4.5%. For a rent of €1,100/month (€13,200/year), that's between €462 and €792 a year, averaging €594.
This calculator provides an indicative estimate based on market ranges and does not constitute tax, legal, or financial advice, nor an insurance offer. The final price depends on the specific insurer and a tenant solvency study.